An RRSP is a container, created by the government, which holds all sorts of different investments. Some investments are better suited to being inside RRSPs and other investments are better suited to being outside of RRSPs.  You should always consider this fact when building your investment portfolios.
The difference between choosing the right investments and wrong [...]

All mutual funds that are sold on a deferred-sales charge basis allow investors to withdraw up to 10% of their investment annually without triggering any DSC fees. This allows retirees to purchase DSC funds in their RRIF or in their systematic withdrawal plans (SWP) and be able to make withdrawals of up to 10% without [...]

This is Theodore and Linda Jensen’s Story.
Theodore spent many years working for a large oil and gas company in Calgary.  He had a senior position, a corner office and he was well paid.  Like a lot of his counterparts, Theodore could have worked his whole career there and retired with a nice pension at about [...]

If you like some of the benefits of mutual funds but still don’t like the cost, then index funds might be a good way to go.
An index fund is a mutual fund that invests passively in a particular market index. It is not like a typical mutual fund, where a money manager researches and then [...]

Most people don’t understand the difference between average rate of return and actual rate of return and become easy targets.  They end up buying bad investments because they are misled by posted performance numbers.  If you don’t understand the numbers, you might make mistakes when investing your money.
Your advisor knows the difference between average and [...]

A unique feature of ETFs is that they can use leverage and options. This allows them to borrow money and purchase derivatives. By using derivatives, some ETFs are built to move in the direction opposite that of the sector they invest in. These ETFs are called inverse ETFs because they go up when the market [...]