Tax-Free Savings Accounts are an excellent way to build wealth. Like RRSPs, they grow tax-free. Unlike RRSPs, the withdrawals will never be taxed. This is one example where the government got it right. If you are 18 or older, you can put $5,000 per year into their TFSA. In five years, you can be sheltering [...]

An RRSP is a container, created by the government, which holds all sorts of different investments. Some investments are better suited to being inside RRSPs and other investments are better suited to being outside of RRSPs.  You should always consider this fact when building your investment portfolios.
The difference between choosing the right investments and wrong [...]

This is Theodore and Linda Jensen’s Story.
Theodore spent many years working for a large oil and gas company in Calgary.  He had a senior position, a corner office and he was well paid.  Like a lot of his counterparts, Theodore could have worked his whole career there and retired with a nice pension at about [...]

Advice is cheap and plentiful, especially lousy advice.  Good advice, while hard to find, can be extremely valuable for your financial plan.  How can you tell if the advice you’re getting is good or bad?   You need to understand the source.  Meaningful, unbiased advice is out there.  Asking your advisor these 12 questions will help [...]